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The Ohio Credit Union Foundation
awards grants that
support
educational and outreach initiatives that promote financial
independence through credit unions, professional and volunteer
development, and for disaster relief. |
APPLYING FOR A
GRANT
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Grant Cycle |
The Ohio Credit Union Foundation has implemented a
quarterly grantmaking cycle to ensure timely processing of the increasing
numbers of applications being received by the Foundation.
Grant applications will be accepted
throughout the year, but notification of awards will occur
on a quarterly basis.
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OCUF grant awards notification
cycles |
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Application submitted: |
Notification by : |
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Dec.
15 (of previous year) – March 31 |
April
30 |
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April
1 – June 30 |
July
31 |
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July
1 – Sept. 30 |
Oct.
31 |
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Oct.
1 – Dec. 15 |
Jan.
15 |
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Outreach --
Financial Education -- Disaster Relief |
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The Ohio Credit Union Foundation supports educational and
outreach initiatives that promote financial independence
through credit unions.
Outreach demonstrates your
credit union’s commitment to the community through sustainable
development, and social and civic solutions. Examples of programs: financial
education initiatives to various populations; partnerships
with non-profits; Volunteer Income Tax Assistance (VITA)
sites; international remittance program implementation; or
numerous other outreach initiatives. |
Outreach
Grant
Grants that help credit
unions implement programs within their communities that
fulfill their social responsibility to make financial
services affordable and accessible for all members,
including those of modest means, or to areas in financial
distress. These initiatives differentiate you from other
financial institutions. They are what make you a credit union.
Grant Application:
Word Doc
.PDF
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Financial Education Grant
These grants help credit
unions implement programs within their communities that
provide financial services and financial education to
the community, local schools, diverse populations, or
members. Credit unions are encouraged to participate in the
MoneyAndStuff initiative.
Grant Application:
Word Doc
.PDF
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Disaster Relief Grant
These grants are available to help credit unions, their
members, and communities following a catastrophic event.
Grant Application:
Word Doc
.PDF
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Professional Development |
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The Ohio Credit Union Foundation (OCUF) supports the
professional development and continued education of credit
union staff and volunteers. Professional development grants
are awarded for Ohio, national and international workshops,
seminars, and conferences, Webinars, eSchools, and self-study
programs. Grants are awarded on the basis of need, the
potential impact on the credit union, and the applicant’s past
involvement within the Credit Union Movement. Available
professional development grants: |
General
Professional Development
Available for
conferences, workshops, and online and self-study
opportunities relevant to the credit union movement by
strengthening an employee’s or volunteer’s abilities, as
well as the future of their credit union
Grant Application:
Word Doc
.PDF
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Richard Blake
Scholarship
Honors former
Ohio Credit Union League chairman and director emeritus
Richard Blake and provides registration funds for one credit union
leader to attend the Credit Union National Association
(CUNA) Governmental Affairs Conference held each March
in Washington, D.C.
Grant Application:
Word Doc
.PDF
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Jacquie
Fisher Memorial Scholarship
Honors Jacquie
Fisher, a long-time employee of the Ohio Credit Union League and
Credit Union National Association, and
provides one credit union leader tuition for one year of
CUNA Management School. Credit union employees may apply
for the scholarship each year that tuition assistance is
needed.
Grant Application:
Word Doc
.PDF
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Louise
McCarren Herring
Credit Union
Development Education Scholarship
This
scholarship is available to attend the National Credit Union
Foundation’s Credit Union Development Education (DE) Program held each
April and August.
The DE program is an intensive immersion training that explores the
cooperative business model and how the Credit Union
Movement can survive. Learn more about the
DE Program.
Grant Application:
Word Doc
.PDF |
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GRANT WRITING TIPS
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Common Grant Writing Mistakes |
1. Not being
clear and concise.
State the
needs and objectives of your project clearly and concisely. Do
not waste words. Good
writing should be easy to read and understand.
Use active rather than passive verbs. Use proper grammar and
correct spelling. A well-written proposal plays an important
role in the grantmaker's decision-making process, so your goal
should be to create an interesting, persuasive, and unique
application.
2.
Including too little
detail.
Contact the
grantmaker before you begin to write your proposal, to be
sure you clearly understand their guidelines.
Present your ideas in an
exciting, yet detail-orientated manner.
3. Forgetting to include an
abstract. The
abstract is the most important paragraph of your proposal
because it provides the grant reviewer with an overview of
your proposal, so be sure to include ample details.
For instance, state why you are
seeking a grant, what you plan to do with the money, and why
your project is a good fit with the grantmaker's objectives.
The abstract will create an important first impression,
so be direct and engaging.
4.
Proposing more work than what is feasible.
Planning, research, and vision should be evident throughout
your application. The proposal should have a clear timeline
that includes reasonable
accomplishments during the grant period.
5. Not
thinking like a reviewer.
Before
you submit your application, review it carefully to ensure
that it answers who,
what, when, why, and how much.
6. Not
reviewing successful grant samples to use as models.
Many foundations will
send you, upon request, grant proposals that have been funded,
or at least will give you the addresses of past recipients, so
you can contact them for copies. The more good proposals you
read, the more you’ll understand how clear writing and
following guidelines can lead to funding.
7. Not
using the organization’s terms in your proposal.
Buzz words/phrases can
push important buttons, so if they tell you what they want to
hear: listen, and be convincing as to how your project matches
the organizations posted guidelines.
8.
Forgetting to name the project.
A catchy name
which is also descriptive of the project can make a big
difference. A memorable name will make your project standout
from the rest.
9. Not choosing partners wisely.
Partnerships can create a win/win or lose/lose situation.
Tread cautiously. Choose partners you know and trust so they
can help you meet your projects objective(s).
10.
Forgetting about measurable outcomes.
Upon completion of the project, you should be able to clearly
identify what was produced and exactly how many people have
benefited. You should state in your initial application how
you intend to measure outcomes to prove the project benefit
actually occurred.
Click here for a .PDF
of this list |
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Tips
on Writing a Grant Proposal |
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A
successful grant proposal is one that is thoughtfully planned,
well prepared, and concisely packaged. There are eight basic
components in a solid proposal package:
1.
Proposal Summary.
The proposal summary appears at the beginning of the proposal
and outlines the project. It can be a cover letter or a
separate page. It should be brief: no longer than two or three
paragraphs. It is often helpful to prepare the summary after
the proposal has been developed. This makes it easier to
include all the key points necessary to communicate the
objectives of the project. The summary document becomes the
foundation of the proposal. The first impression it gives will
be critical to the success of the venture. It very possibly
could be the only part of the package that is carefully
reviewed before the decision is made to consider the project
further.
2.
Introduction of the Organization.
Most proposals require a description of an applicant's
organization and its past, present, and projected operations.
Be concise, specific and compelling. Use the description to
build credibility for your organization. (Start a
"credibility" file.) Reinforce the connection between you and
the grantor. Establish a context for your problem statement.
IN BRIEF: Who, what, when, why, and how much!
Some features to consider: A brief biography of board
members and key staff members, the organization's goals,
philosophy, and record with other grantors, any success
stories. The data should be relevant to the goals of the
granting organization and its grant program, and should
establish the applicant's credibility.
3.
Problem Statement:
The problem statement (or needs assessment) is a key element
of a proposal. It should be a clear, concise, well-supported
statement of the problem to be overcome using the grant
funding. An applicant could include data collected during a
needs assessment that would illustrate the problems to be
addressed. The information provided should be both factual and
directly related to the problem addressed by the proposal.
◘ Zero in on a specific problem you want to solve or an issue
you want to address
◘ Use statistics to support the existence of your problem or
issue
◘ Make a connection between the issue and your organization
◘ Make a case for your project on local and national level
◘ Demonstrate your knowledge of the issue or problem
◘ Set-up the milestones of your goals and objectives
◘ Address the outcomes you wish to achieve
4.
Project Objectives:
The project objectives should clearly describe the goals of
the project. Applicants should explain the expected results
and benefits of each objective. They should also list the
specific criteria of the grant program. Then, describe how the
proposal meets each criterion. Goals are general and offer the
evaluator an understanding of the scope of your program.
Objectives are specific, measurable outcomes. They should be
realistic and attainable. Objectives help solve the problem or
address the issue. If your objectives make reference to a
number -- make sure it is do-able. Do not confuse objectives
with methods. Always be realistic.
5.
Project Methods or Design:
The
project method outlines the tasks that will be accomplished
with the available resources. It is helpful to structure the
project method as a timeline. Early in the planning process,
applicants should list the tasks that will have to be
completed to meet the goals of the project. They can then
break these into smaller tasks and lay them out in a schedule
over the grant time period. This will provide a chance to
consider what personnel, materials, and other resources will
be needed to carry out the tasks.
Describe in detail the activities that will take place in
order to achieve desired results. Make sure your methods are
realistic. Describe WHY you have chosen these activities.
Justify them over all other approaches your organization could
have taken. Show your knowledge of the bigger picture. Include
a timetable of major milestones.
6.
Project Evaluation.
Applicants should develop evaluation criteria to evaluate
progress towards project goals. It is important to define
carefully and exactly how success will be determined.
Applicants should ask themselves what they expect to be
different once the project is complete. If you are having a
problem developing your evaluation process, you better take
another look at your objectives. Be ready to begin evaluation
as you begin your project.
Summative and Formative Evaluation: Summative
Evaluation is a plan to evaluate the project that measures how
you will have met your objectives. Did you work with 45
students/adults, two times a week for 12 weeks, etc.?
Formative Evaluation is a plan to evaluate the project during
and after its execution. It can be used as a tool to make
appropriate changes along the way. For example, student
surveys ad questionnaires.
7.
Future Funding.
Applicants may be asked to list expected sources of continuing
funding after the conclusion of the grant. The applicant may
also be required to list other sources and amounts of funding
obtained for the project.
8. The
Proposal Budget.
Funding sources require different
amounts of detail in the budget. Be specific, in order to
avoid confusion. If the funding source requires a specific
format, you must provide a budget in that format.
Careful planning will decrease the number of changes that may
be required once your program is operating. Also, careful
planning shows honesty. This honesty will be necessary to get
permission for future changes.
9.
Appendices.
Resumes
show qualifications, work ethic and commitment. They can be a
few paragraphs, and should list other grants you have managed.
Letters of Support or Endorsement are DIFFERENT, so determine
which one the project calls for. A Letter of Support implies
partners, so make sure that they are included in the
description and budget. Keep endorsement to a minimum. All
letters should be sent to you, the applicant, and included in
the proposal’s addendum. Do not have them sent separately to
the funder.
Source: U.S. Environmental
Protection Agency
Click here for a .PDF of these
tips |
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GRANT REPORTING
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Grant Results
Report |
After the
completion of your grant-funded project, event, or education
session, complete the Grant Results Report, attach all
expense receipts, and return it to the Ohio Credit Union
Foundation.
Download the form:
Word Doc
.PDF |
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Other
Grant Opportunities |
Looking
for additional grant funds for your educational and outreach
programs? The following are other grant opportunities to consider.
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National Credit Union Foundation
Innovation Grants to improve consumer financial independence
through CUs, with financial education, transaction services,
savings, credit, and home ownership programs. |
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National Credit Union
Administration
Grants
for federally-chartered, low-income designated credit unions
to host VITA sites. |
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National Credit Union
Administration
Grants
for federally-chartered, low-income designated credit unions
to deliver more or better financial services to the credit
union membership and to the community. |
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National Credit Union
Administration
Grants
for federally-chartered, low-income designated credit unions
for a student internship program. |
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National Credit Union
Administration
Grants
for federally-chartered, low-income designated credit unions
for staff, official, and volunteer education and training. |
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National Credit Union
Administration
Grants
for federally-chartered, low-income designated credit unions
with urgent needs to ensure the continued growth and viability
of a low-income credit union with an immediate and pressing
need for improving its financial condition or operations. |
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Foundation for
Appalachian Ohio
I'm a Child of Appalachia Mini-Grant Program
to improve educational opportunities for the families and
children of Southeastern Ohio. |
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