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"Guest Member" Guidelines
The following
transactions are available through shared branching:
• Account Balance Inquiries
• Withdrawals – cash or checks+
• Deposits – cash or checks, including cash back**
• Loan Payments – cash or checks, no loan payoffs
• Transfers
• Print statements
The following
transactions may be available through shared branching at the
discretion of the specified shared branch:
• Check Cashing*
• Credit Union Investment Account Inquiries
• Travelers Check & Money Order Purchasing (subject to fees)
How to perform a
Shared Branching transaction:
Performing a Shared Branching transaction only takes a few simple steps:
1. Inform the Shared Branching
location's teller that you would like to perform a Shared Branching
transaction.
2. Give the teller the full name of
the credit union you belong to and your member/account number.
3. Present your photo ID.
4. Inform the teller what
transaction you would like to perform.
5. Retain your receipt as normal
when the transaction is completed.
*PLEASE
NOTE*
Availability of funds deposited to your account will depend on your
credit union’s policy.
Funds may not be immediately available.
Deposits will be accepted in U.S. currency only.
+ Withdrawals are up to your available
balance. Advance notice is preferred if withdrawing
a large amount.
**Cash back is dependent on the previous balance in your account. The
maximum amount
back is the amount previously available in your account.
*Check-Cashing
~ Checks will be deposited and withdrawn. The amount withdrawn must
be equal
to or less than your previous account balance, unless the check is “immediate”.
Immediate checks are as follows: cashier checks, traveler’s checks,
government
checks, recognizable major company payroll checks, Federal Reserve on
Federal Home Loan Bank checks.
~ Checks presented that are written to one person, payable to a
second person, and
endorsed by a third person will not be cashed.
~ Drafts written directly off of your share draft account will not be
cashed. A
withdrawal from your account will be done instead.
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